0% APR
Financing for 12 Months Available*
Buy Your Musical Instrument Today
and Pay Over Time
Affordable Monthly Plans
Pay for your order over up to 36 months at competitive interest rates, or up to 12 months at as low as 0% APR.*
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Clear, transparent terms. Fair rates. No prepayment penalties.
Quick & Simple
Checking your rate is easy. You only need to provide a few pieces of information, and you will get a decision in seconds.
How It Works
Step 1
Shop Online
Add items to your cart. Choose Bread Pay™ and get a real-time decision without it affecting your credit score.
Step 2
Select Your Plan
If eligible, Checkout with Installments
Step 3
Complete Your Purchase
Get your items now and pay over time in monthly installments.
Clear, transparent terms. Fair rates. No prepayment penalties.
We provide easy and affordable financing, powered by Bread Pay™, so you can pay for your purchase over time.
Have Questions?
Visit the Bread Pay help center.
Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.
*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
